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Actually, a personal loan and an unsecured loan are the same thing, but providers use different names to describe the same product. A personal loan is sometimes described as an unsecured loan because it allows you to borrow money without having to provide security against it, such as your home or car. Instead, an unsecured (or personal) loans provider will base their decision on granting you a personal loan by using your personal credit history. This is verified by a credit check to determine your credit rating.

I have a bad credit rating. What can I do?

Be honest and tell us when you make your comparison. There are some unsecured loans available if you have bad credit. If we cannot find a suitable unsecured loan, we will provide you with details of how you can still borrow the money you require.